body    { background-color: #3b2b1b; margin: 0; padding: 0 }
p     { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
td     { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }
.text12 { color: black; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 16px; }
.sub1    { color: black; font-size: 14px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold ; line-height: 16px; }
.sub2   { color: #172a89; font-size: 14px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold ; line-height: 16px; }
.sub3 { color: #00c; font-size: 20px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold; }
.head1    { color: black; font-size: 20px; font-family: "ITCCentury Light", Century, "Century Book", Georgia, "Times New Roman", Times; line-height: 21px; }
.textbb { color: #172a89; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold; line-height: 14px; }
.bkgrnd1 { background-image: url(images/bkgrnd_pgtop_16.jpg); background-repeat: no-repeat; }
.bkgrnd2 { background-image: url(images/brwn_bk_45.jpg); }
.bkgrnd3 { background-image: url(images/schneider_37.jpg); background-repeat: no-repeat; }
.bkgrnd4 { background-image: url(images/innertop_08.jpg); }
.indent { padding-right: 44px; padding-left: 58px; }
.footer { font-size: 10px ; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 12px; }
.blue11 { color: #1b318a; font-size: 11px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 13px; }
.blurb    { color: #172a89; font-size: 13px; font-family: Georgia, "Times New Roman", Times; font-style: italic ; line-height: 18px; }
.author { color: #838166; font-size: 10px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; line-height: 12px; }
a:link  { color: #1b319f; text-decoration: none }
a:visited  { color: #1b319f; text-decoration: none }
a:hover  { color: #900; text-decoration: underline }
a:active  { color: #900; text-decoration: underline }
.nav:link { color: orange }
.nav:visited { color: orange }
.nav:hover { color: lime }
.nav:active { color: lime }